simple to apply. quick to process.
​Apply online
in a few
minutes
The online application process takes just a few minutes. And applying does not impact your credit score.
​Receive offers
quickly
Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within one business day.
​Rates as low
as 3.99%
Applicants with excellent credit may be eligible for rates as low as 3.99% and extended repayment terms. Plus: no penalties for early repayment.
Funding is as
little as one 
business day
​Choose your funding amount, from $2,000 to $100,000 and purchase the product you love.
​No impact to
​your credit
​Personalized loan offers are generated using an initial soft credit inquiry with no impact to your credit score.
​Easy monthly 
​payments
​Terms up to 60 months available for qualified applicants.
​Start the process.
Apply online today and have a decision
​in minutes.

Frequently Asked Questions
Who is Acorn Finance?​
Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.
​How much can you borrow with Acorn Finance?
Acorn Finance's network of lenders extends loans from $2,000 up to $100,000 for qualified consumers.
What loan terms are available?
​Applicants with excellent credit may be eligible for rates as low as 3.99% and extended repayment terms of up to 144 months (12 years).
For what purposes can the borrowed funds be used?
Funds can be used to purchase HOME by Solare products or any home improvement expense.
How long does the approval process take?
​Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day.
Are there any fees?
Acorn Finance's network of lenders charge no penalties for early repayment, and no processing charges on loans over $40,000. Under $40,000 some lenders may charge an origination fee between 1-6%. No fee options are clearly highlighted on offers pages.
Does Acorn Finance allow for co borrowers?
​Yes. Co-borrowers are encouraged to apply and can be added immediately after the initial applicant submits their information.
Is the Acorn Finance program available in all 50 states?
​Acorn Finance is available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for in MD, NJ, NV, WV, VT, and RI. They are rapidly expanding to all 50 states so please check the status of the current coverage area at https://www.acornfinance.com/acorn-finance-coverage/ to determine if they are serving your state.
How can I apply?
Just click the "Apply now" bottom below